Insurance Agent

Insurance agents sell policies to individuals and businesses to provide protection against future losses and/or financial pressures. Agents must analyse the needs of their clients and help them plan appropriate protection.


Insurance protection may be for a motorcar, home, business or other property for protection of a family if the breadwinner dies, or for protection against hospital and medical costs. Insurance agents also help their clients to obtain claim settlements.

Areas of specialisation include:


  • Life Insurance

  • Property (fire and damage) insurance

  • Motor and liability (theft, personal, casualty and third party) insurance


In addition, they provide follow-up services to keep their clients’ insurance programmes up-to-date. They give advice on adding to or amending existing policies.

Insurance agents work indoors, usually in their own offices. Agents also travel to the offices or homes of their clients.


Employment


  • insurance companies and brokers

  • self-employed, as freelance agent or insurance broker


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